Namrata parpyani

·  Led the largest cross-functional team to analyze and optimize business processes in Agri-NPA reduction initiative in the Rajasthan-1 region, managing a portfolio of 950+ crores in B2B and 230+ crores in B2C.

·  Maintained an exceptional 99.20% portfolio success rate in the B2B domain, limiting slippage to 0.80% for post-settlement recovery, significantly outperforming the national gross NPA average of 1.28% in FY 2025 of Axis Bank.

·  Supported zonal leadership in executing regional NPA reduction goals by collaborating with multiple agencies and departments to identify business challenges and improvement in operational efficiency, contributing to national YoY Gross reduction of approximately 0.15 percentage points between FY2024 and FY2025 by deploying an advanced recovery prioritization model and restructuring outreach programs to high-risk zones.

• Drove digital adoption among 74+ field executives with the agencies, increasing app usage from 45% to 96% in under 6 months, and designed a dashboard for data management and to track its frequency.